Taylor Poe Essay Example For Students

Taylor Poe Essay The artist formally known as the Perfectionist had a very good year going for him. He won the 2001 Brawl for it All to become number one contender for Archadias EWF Title, but the merger of EWF and USW canceled any chances he had of winning that. Was thought to be the odds on favorite to win the Owen Hart Memorial Tournament, but no showed, thus throwing his chance at the Title out the window. Eventually did debut in the UWA and gained a title shot at Champion Matt Mitchell, but was abducted by the United States Navy and was shipped off to Afghanistan before he got his shot. He now resides there and tries to and kill Osama Bin Laden. We here at the United Wrestling Alliance wish him the best of luck. We will write a custom essay on Taylor Poe specifically for you for only $16.38 $13.9/page Order now The artist formally known as the Perfectionist had a very good year going for him. He won the 2001 Brawl for it All to become number one contender for Archadias EWF Title, but the merger of EWF and USW canceled any chances he had of winning that. Was thought to be the odds on favorite to win the Owen Hart Memorial Tournament, but no showed, thus throwing his chance at the Title out the window. Eventually did debut in the UWA and gained a title shot at Champion Matt Mitchell, but was abducted by the United States Navy and was shipped off to Afghanistan before he got his shot. He now resides there and tries to and kill Osama Bin Laden. We here at the United Wrestling Alliance wish him the best of luck. The artist formally known as the Perfectionist had a very good year going for him. He won the 2001 Brawl for it All to become number one contender for Archadias EWF Title, but the merger of EWF and USW canceled any chances he had of winning that. Was thought to be the odds on favorite to win the Owen Hart Memorial Tournament, but no showed, thus throwing his chance at the Title out the window. Eventually did debut in the UWA and gained a title shot at Champion Matt Mitchell, but was abducted by the United States Navy and was shipped off to Afghanistan before he got his shot. He now resides there and tries to and kill Osama Bin Laden. We here at the United Wrestling Alliance wish him the best of luck.

The Surprising History of Black People in Germany

The Surprising History of Black People in Germany The German census does not poll residents on race, following World War II, so there is no definitive number of the population of black people in Germany. One report  by  the European Commission against Racism and Intolerance  estimates there are 200,000 to 300,000 black people living in Germany, although other sources guess that number is higher, upwards of 800,000.   Regardless of the specific numbers, which dont exist, black people are a minority in Germany, but they still are present and have played an important role in the countrys  history.  In Germany, black people are typically referred to as Afro-Germans (Afrodeutsche) or black Germans (Schwarze  Deutsche).   Early History Some historians claim that the first, sizable influx of Africans came to Germany from Germanys African colonies in the 19th century. Some black people living in Germany today can claim ancestry dating back five generations to that time. Yet Prussias colonial pursuits in Africa were quite limited and brief (from 1890 to 1918), and far more modest than the British,  Dutch and French powers. Prussias South West African colony was the site of the first mass genocide committed by Germans in the 20th century. In 1904, German colonial troops countered a revolt with the massacre of three-quarters of the Herero population in what is now Namibia. It took Germany a full century to issue a formal apology to the Herero for that atrocity, which was provoked by a German extermination order (Vernichtungsbefehl). Germany still refuses to pay any compensation to the Herero survivors, although it does provide foreign aid to Namibia.   Black Germans Prior to World War II After World War I, more blacks, mostly French Senegalese soldiers or their offspring, ended up in the Rhineland region and other parts of Germany. Estimates vary, but by the 1920s, there were about 10,000 to 25,000 black people  in Germany, most of them in Berlin or other metropolitan areas. Until the Nazis came to power, black musicians and other entertainers were a popular element of the nightlife scene in Berlin and other large cities. Jazz, later denigrated as Negermusik (Negro music) by the Nazis, was made popular in Germany and Europe by black musicians, many from the U.S., who found life in Europe more liberating than that back home. Josephine Baker in France is one prominent example. Both the American writer and civil rights activist W.E.B. du Bois and the suffragist Mary Church Terrell studied at the university in Berlin. They later wrote that they experienced far less discrimination in Germany than they had in the U.S. The Nazis and theBlack Holocaust When Adolf Hitler came to power in 1932, the racist policies of the Nazis impacted other groups besides the Jews. The Nazis racial purity laws also targeted gypsies (Roma), homosexuals, people with mental disabilities  and black people. Precisely how many black Germans died in Nazi  concentration camps  is not known, but estimates put the figure at between 25,000 and 50,000. The relatively low numbers of black people in Germany, their wide dispersal across the country and the Nazis focus on the Jews were some factors that made it possible for many black Germans to survive the war.   African Americans in Germany The next influx of black people to Germany came in the wake of World War II when many African-American GIs were stationed in Germany.   In Colin Powells  autobiography My American Journey, he  wrote  of  his tour of duty in West Germany in 1958 that for ... black GIs, especially those out of the South, Germany was a breath of freedom -   they could go where they wanted, eat where they wanted and date whom they wanted, just like other people. The dollar was strong, the beer good, and the German people friendly. But not all Germans were as tolerant as in Powells experience. In many  cases, there was resentment of the black GIs having relationships with white German women. The children of German women and black GIs in Germany were called occupation children† (Besatzungskinder) - or worse.  Mischlingskind  (half-breed/mongrel child) was one of the least offensive terms used for half-black children in the 1950s and 60s.   More About the Term 'Afrodeutsche' German-born blacks are sometimes called Afrodeutsche (Afro-Germans)  but the term is still not widely used by the general public. This category includes people of African heritage born in Germany. In some cases, only one parent is black But just being born in Germany does not make you a German citizen. (Unlike many other countries, German citizenship is based on the citizenship of your parents and is passed on by blood.) This means that black people born in Germany, who grew up there and speak fluent German, are not German citizens unless they have at least one German parent. However, in 2000, a new German naturalization law made it possible for black people and other foreigners to apply for citizenship after living in Germany for three to eight years. In the 1986 book, Farbe Bekennen  -   Afrodeutsche Frauen auf den Spuren Ihrer Geschichte, authors May Ayim  and  Katharina Oguntoye  opened up a debate about being black in Germany. Although the book dealt primarily with black women in German society, it introduced the term Afro-German into the German language  (borrowed from Afro-American or African American) and also sparked the founding of a support group for blacks in Germany, the ISD (Initiative Schwarzer Deutscher).

How Much House Can You Afford Learn to Calculate a Mortgage

How Much House Can You Afford Learn to Calculate a Mortgage SAT / ACT Prep Online Guides and Tips If you’re looking to buy a new home, then you’re likely asking yourself, how much house can I afford? How much mortgage can I afford, and what’s a reasonable monthly payment to take on? You don’t want to get in over your head, but you also don’t want to live in a shoebox in the middle of nowhere. Where does the balance lie? This guide will help you answer the question, "How much house can I afford?" based both on the numbers and your overall happiness. To begin, let's go over some general guidelines to consider when buying a home. Buying a Home: General Guidelines There’s a common misconception around buying a house, and it’s that you should buy the biggest and best house you can afford. However, the house you can buy and the house you should buy are not necessarily the same thing. Some banks will lead you right up to the precipice of spending when they offer you a mortgage. They’ll give you a loan that you can just afford to pay, but any big life changes, like getting fired or ill, could push you over the edge into bankruptcy. Not only is taking on the biggest mortgage you can financially risky, but it also may not do much for your overall life satisfaction. When it comes to house size and location, what we think we need and what actually fulfills us don't always match up. Figuring out the answer to "how much house can I afford" isn’t just about facts and figures. It also requires that you get introspective and strive to make the best financial and emotional decision based on your resources and needs. Before exploring issues of personal needs in greater depth, let’s take a look at the hard numbers. What percentage of your income should go toward housing payments? Deciding on a house is a balancing act between your financial and emotional needs. Key Rule of Thumb: Spend No More Than 30% of Your Income To figure out, how much home can I afford, the conventional wisdom tells us to spend up to 30% of our gross income on housing a year, or a little less than one-third. Gross income is what we make before taxes, not our actual take-home pay. We use gross income because the interest you pay on a mortgage is tax deductible. Regardless of whether you’re making $20k a year or $2 million a year, you should stick to this rule of thumb. You don’t want to overcommit to home ownership payments in case of an emergency, like losing your job or a costly injury. So, how can you calculate the house price that would correspond to 30% of your income? It's not just three times your income, because you have to consider total housing costs, which include the mortgage principal, mortgage interest, and general maintenance costs. Consider the example below. Remember the golden rule of real estate: spend no more than 30% of your annual income on housing costs. Estimating House Price: An Example You don't necessarily need a mortgage calculator to answer the question "how much mortgage can I afford?" When figuring out how expensive of a house you can buy, you can estimate that the lump sum house price can go up to roughly five times your total income. Why? The average person gets a 30-year mortgage and pays off 6% of the house price each year. This percentage may vary depending on your exact agreement (typically somewhere between 4% and 8% of the house price), but it's an average that applies to lots of people. This payment refers to total housing costs, which include both the mortgage and other costs. If 6% of the total housing costs equals about 30% of your income (using the 30% rule of thumb discussed above), then the total house price equates to about five times your income. We can represent this using the variable "h" for house price and "i" for income. Here’s how the math works out: 0.06h = 0.3i Divide both sides by 0.06 h = 5i Let’s say you make about $40,000 per year. Using this guideline, you can estimate that you can afford a house up to $200,000. While you can spend up to approximately five times your income on a house, you could also choose to purchase a less expensive home (then you’ll have more disposable income for golf or spontaneous trips to Paris!). Once you figure out the mortgage, or loan, you need, you’ll apply through a bank. Below are three steps you can take to qualify for your mortgage and reduce your monthly payments. Besides crunching the numbers, how else can you prepare to buy a house? Qualifying for a Mortgage: Steps You Should Take Unless you’re paying for the house with a suitcase full of cash and gold bars, you’ll need to apply for a mortgage. Most mortgages have fixed interest rates somewhere between 2.6% and 3.7%, and people commonly choose a repayment plan that spans 30 years. Once you reach this step, your next questions might be, how much mortgage can I afford and how much can I borrow? Banks look at three main factors when determining your mortgage and repayment plan. The first is how much you pay up front as a down payment. The second is your outstanding debts, and the third is your credit score. These are the three steps you can take to put yourself in the best financial position for getting a mortgage and buying a house. Step #1: Save for a Large Down Payment The more money you can pay on a house up front, the less you’ll have to pay per month. With reduced monthly payments and perhaps a shorter term, you also won’t have to pay as much on interest in the long run. Aim to pay at least 10% of the total house price as a down payment. Ideally, you can pay 20%. On a $300,000 house, for example, a 20% down payment would be $60,000. Some banks charge an extra monthly payment toward Private Mortgage Insurance (PMI) if you have less than a 20% down payment. Banks want to avoid risk, and a low down payment is one sign of risk. The bigger your down payment, the better contract you’ll get with the lender. The bigger down payment you can put down up front, the better! Step #2: Pay Down Your Debts Another way that banks assess risk is by looking at your outstanding debts. These debts might include student loans, car loans, or other personal loans. The less debt you have, the better deal you’ll get. If you have a huge monthly payment toward student loans, for instance, then you may not appear to be in a good position to put money toward a mortgage. You should also strive to show a history of consistent, on-time payments. If you’ve let your loans go into default, then you may not get approved for a mortgage. If you’re planning on buying a house, then it’s important that you handle your debts responsibly and work toward reducing them. Step #3: Build Up Your Credit Score Finally, your credit score is an important factor when you apply for any kind of loan. Lenders look at your financial behavior in the past as an indication of your financial behavior in the future. The strongest credit scores fall into the upper 700s or 800s. Now that you have a sense of the numbers - paying up to 30% of your income on housing - what else should you think about as you venture down the path toward home ownership? Buying a House: Beyond the Numbers A lot of guides for first time homeowners will urge you to go out and find a house that costs about five times your annual income (or the combined incomes of you and your spouse). While this mortgage calculator estimate may work well for you, assuming no unexpected interruptions in your income, it’s not necessarily the end all and be all in real estate advice. This mindset urges people to step right up to the limits of their financial profile to get the biggest house in the best location that they can. It prompts you to answer, how much house can I afford, with the biggest possible number. Banks and realtors, of course, are motivated to keep people in this maximizing mindset. But is this way of thinking necessarily the best way to approach buying a house? How much mortgage can I get and how much mortgage should I get are two different questions. If you think you’ll be happiest with the biggest or most centrally located house you can get, you may be overestimating the importance of house size and location. Let’s consider both of these factors, amount of space and location, individually. If your realtor shows you places like this, you might remind her that you probably don't need quite this much space for a three-person family. How Big a House Do You Want? People often want to maximize the amount of space they can afford, but they may not be happier with more space in the long run. Humans have a knack for adjusting, which can have many benefits, but also means that we won’t stay satisfied with material improvements in our surroundings for long. According to UC Riverside psychology professor, Sonja Lyubomirsky, â€Å"Someone who feels elated after upgrading to a big house is likely to soon start yearning for more - an extra bedroom, a pool, whatever it may be. But ultimately, whether we drive a battered truck or a Lexus to work; whether we have hypertension or asthma, our ability to be happy and get happier doesn’t vary much.† As long as we have a certain amount of comfort and our needs our being met, we won’t get much happier from a bigger house in the long run. People tend to acclimate to the space that they have, and many report higher levels of happiness after minimizing their lifestyles. All too often, extra space just becomes storage for extra stuff. You don't need to donate all your possessions and join the tiny house movement, but you should take time to think back on your various living spaces. Were you substantially happier in larger spaces? What was the smallest space you’ve lived in and felt satisfied? Before falling prey to the McMansion mindset, think about how much space would actually make you happy and how much would be unnecessary excess. Where Should Your House Be Located? While the size of your house may not be as important as you think, its location can have a large effect on your happiness levels for one main reason: your commute to work. Several studies have shown that commute time has a big impact on personal well-being. A study conducted at the University of Waterloo concluded that long commutes link with low overall satisfaction in life, while a 20 study from Sweden connected long commutes with low energy, high stress, and more frequent absences from work due to illness. While you may not be able to afford a location with the best commute, you should avoid buying a house far away from your place of work. Finding the right house becomes a balance, then, among your finances, the size of the house, and the area where it’s located. We all want to live in Danny Tanner’s townhouse from Full House, but with the average cost of a 4-bedroom house in San Francisco going for over $1.7 million, most of us have to let this dream go. How Much House Can I Afford? Final Thoughts There are lots of steps that go into buying a house, and you have to take a close look at your finances and personal needs. Generally speaking, you should spend no more than 30% of your income on housing payments (mortgage plus the other costs of home ownership). You can use this rule of thumb to look at houses that cost five times your annual income or less. While banks might be all too eager to grant you a large mortgage - assuming you can put down a large down payment, are paying down your debts, and have a strong credit score - you shouldn’t necessarily take on the biggest mortgage you can. Taking on any kind of debt is a risk, and you should be cautious about over-committing to a 30-year mortgage if you’re concerned about things in your life, like job security. You should also consider how much of your monthly income you need for spending in other categories, like a retirement savings account or a January vacation to the Caribbean. Think about what will make you happiest, whether it’s a larger space, a short commute, a location close to restaurants and cafes, or a small monthly payment that frees up your income for leisure activities. When purchasing a home, you need to think long-term about both your finances and your overall happiness. Once you’ve figured out what you’re looking for, you can make steps to put yourself in the best position for getting a mortgage and buying your perfect house.

Organizational Change Theory Research Paper Example | Topics and Well Written Essays - 1250 words

Organizational Change Theory - Research Paper Example In this paper, we will explore some key issues related to the theory of organizational change. Importance of Organizational Change Theory By understanding organizational change theory, managers can explore various external and internal forces of change. Two main external factors of change include competitive environment and technological development. Competitive environment is such a factor that forces an organization to ensure development of high quality products to increase customer base, as well as to improve customer satisfaction. Technological development, on the other hand, refers to the use of latest technology to remain competitive in the market. If we talk about the importance of organizational change theory with respect to internal forces of change, we can say that this theory helps managers understand changes in the working atmosphere, changes in employment rules and regulations, and required changes in employee retention strategies. As Rasing (2010) states, â€Å"the key to organizational change and development lies in the understanding of people's requirements and work towards it† (p. 1). ... 49). From employers’ perspective, the readiness to adapt to ongoing internal and external changes is the biggest thing that organizational change theory demands from employers. Moreover, managers also need to show willingness for organizational changes, as well as for developing strategies for implementing those changes. A higher level of organizational readiness for changes results in more effective implementation of required changes. The reason is that when the level of readiness is high, employers take quick actions to initiate the process of change, as well as display a highly cooperative behavior with all members of the organization. Organizational members need to be committed to towards implementing essential changes to organizational policies and functions in order to maximize the levels of productivity and efficiency. Employers also need to assess the key determinants of change implementation, which include situational factors, task demands, and availability of require d resources. These three determinants play a vital role in determining whether an organization is ready to implement required changes or not. Based on assessment, employers develop suitable strategies to put required changes into action. Demands of Organizational Change: From Employees’ Perspective If we talk about the requirements of organizational change from employees’ perspective, we can say that willingness to work according to modified policies and eagerness to get trained accordingly are the biggest requirements. Employees always play a critical role in bringing positive organizational changes. As Avey, Wernsing, and Luthans (2008) states, â€Å"one of the

Health Insurance Portability and Accountability Act's Ethics Essay

Health Insurance Portability and Accountability Act's Ethics - Essay Example A standard electronic device should be used to store all medical information of a person. The deadline for embracing the act was September 23, 2013. The health policy incorporates some ethical issues. These ethical issues include respect for the patient’s health information, confidentiality and honesty. HIPAA law has bought has established responsibilities for health care institutions. The HIPAA law has enhanced the confidentiality of the patients’ medical information. Confidentiality is the state of having something in a strict privacy or secrecy way. This helps to protect patient rights since only the required medical personnel’s can access the information. This is a component of providing quality medical health care. In a recent case, a patient suffering from paranoid schizophrenia got admitted to a mental hospital. The nurses at the hospital wanted to disclose the health information to the family. However, the patients’ physician refused since the patient had not allowed them to do so. The patients’ health rapidly improved, and within a week, he was ready for discharge. The patients’ health condition requires maximum respect. Respect is the condition of esteem. In the case of ongoing treatment, obtaining payments and for healthcare operations, one can share protected health information. Except for insurance reasons in order to receive payments written authorization should be presented any time one requires medical records. Under this condition HIPAA only allows access of minimum necessary information to perform job duties. This enhances respect for patients’ health information. In another case, a staff member in a medical practice disclosed HIV status of the patient. This happened mistakenly after the doctor’s office faxed medical records to the patients’ place of employment rather the new healthcare provider. He thereby disclosed PHI to several other individuals.

7 Days of Prayers for the Souls in Purgatory Essay Example for Free

7 Days of Prayers for the Souls in Purgatory Essay PREPARATORY PRAYER My Jesus, by the sorrows You suffered in Your agony in the Garden, in Your scourging and crowning with thorns, in Your journey to Calvary, in Your crucifixion and death, have mercy on the souls in purgatory, and especially on those that are most forsaken; deliver them from the torments they endure; call them and admit them to Your most sweet embrace in paradise, where You live with the Father and the Holy Spirit, one God, for ever and ever. Amen See more: Homeless satire essay Prayers from The Raccolta (Here say the prayer for the day) 0ur Father Our Father in Heaven, Your Kingdom come; Your will be done on earth, as it is in Heaven. Give us this day our daily bread; and forgive us our sins, as we forgive those who sin against us; and lead us not into temptation, but deliver us from evil. Amen. Hail Mary Hail Mary, full of grace, the Lord is with you; blessed are you among women; and blessed is the fruit of your womb, Jesus. Holy Mary, Mother of God, pray for us, sinners, now and at the hour of our death. Amen. Eternal Rest Eternal rest, grant unto them, O Lord; and let perpetual light shine upon them. May they rest in peace. Amen. Concluding Prayer Merciful Father, hear our prayers and console us. As we renew our faith in Your Son, whom You raised from the dead, strengthen our hope that all our departed brothers and sisters will share in His resurrection, who lives and reigns with You and the Holy Spirit, one God, for ever and ever. Amen. SUNDAY O Lord God omnipotent, I beseech You by the Precious Blood, which Your divine Son Jesus shed in the Garden, deliver the souls in purgatory, and especially that one which is the most forsaken of all, and bring it into Your glory, where it may praise and bless You forever. Amen. Our Father, Hail Mary, Eternal rest, etc. MONDAY O Lord God omnipotent, I beseech You by the Precious Blood, which Your divine Son Jesus shed in His cruel scourging, deliver the souls in purgatory, and among them all, especially that soul which is nearest to its entrance into Your glory, that it may soon begin to praise You and bless You forever. Amen. Our Father, Hail Mary, Eternal rest, etc. TUESDAY O Lord God omnipotent, I beseech You by the Precious Blood of Your divine Son Jesus that was shed in His bitter crowning with thorns, deliver the souls in purgatory, and among them all, particularly that soul which is in the greatest need of our prayers, in order that it may not long be delayed in praising You in Your glory and blessing You forever. Amen. Our Father, Hail Mary, Eternal rest, etc. WEDNESDAY O Lord God omnipotent, I beseech You by the Precious Blood of Your divine Son Jesus that was shed in the streets of Jerusalem while He carried on His sacred shoulders the heavy burden of the Cross, deliver the souls in purgatory and especially that one which is richest in merits in Your sight, so that, having soon attained the high place in glory to which it is destined, it may praise You triumphantly and bless You forever. Amen. Our Father, Hail Mary, Eternal rest, etc. THURSDAY O Lord God omnipotent, I beseech You by the Precious Body and Blood of Your divine Son Jesus, which He Himself on the night before His Passion gave as meat and drink to His beloved Apostles and bequeathed to His Holy Church to be the perpetual Sacrifice and life-giving nourishment of His faithful people, deliver the souls in purgatory, but most of all, that soul which was most devoted to this Mystery of infinite love, in order that it may praise You therefore, together with Your divine Son and the Holy Spirit in Your glory forever. Amen. Our Father, Hail Mary, Eternal rest, etc. FRIDAY O Lord God omnipotent, I beseech You by the Precious Blood which Jesus Your divine Son did shed this day upon the tree of the Cross, especially from His sacred Hands and Feet, deliver the souls in purgatory, and particularly that soul for whom I am most bound to pray, in order that I may not be the cause which hinders You from admitting it quickly to the possession of Your glory where it may praise You and bless You for evermore. Amen. Our Father, Hail Mary, Eternal rest, etc. SATURDAY O Lord God omnipotent, I beseech You by the Precious Blood which gushed forth from the sacred Side of Your divine Son Jesus in the presence and to the great sorrow of His most holy Mother, deliver the souls in purgatory and among them all especially that soul which has been most devout to this noble Lady, that it may come quickly into Your glory, there to praise You in her, and her in You through all the ages. Amen. Our Father, Hail Mary, Eternal rest, etc.

Pushing the Limits :: Personal Narrative Papers

Pushing the Limits Late one Friday night in the fall of 1995, while I was hanging out with the girls, my laughter stopped short as Jenny Williams’ large grandfather clock struck one time loudly throughout the old farmhouse. Our laughter and fun came to a halt. My parents’ curfew as well as my school driver’s permit curfew had long expired. Curfew would not have been an issue that night because most fifteen-year-olds would have been at home in bed. Because of my right to drive, my pride in being one of the few freshmen with their school permit came with its own benefits as well as consequences. The privilege to drive to school and back was a privilege easily taken advantage of. One of my rule breaking attempts was driving home from Jenny’s house at 1:00 in the morning. The plan to get home quickly almost backfired and I was almost stuck in a sticky situation, literally! I raced around Jenny’s cluttered house looking for my large wood carved key chain. I knew I needed to make fast tracks before the clock hands worked their way any farther. I found my keys at last and I was racing to my car. My competition with the undefeated clock was soon to begin. I started the engine and took off with the radio blaring like a foghorn, and the accelerator floored. I was about 15 minutes northwest of my house, but I was attempting to cut those minutes in half. As I approached Wellman, I pictured the late shift policeman, Jack Wright, sitting in his car at the town park parking lot just waiting to pull over and ticket some immature teenager like me. I decided to take a short cut down a dirt road, which would allow me to cut some time and avoid any unfriendly policemen. I charged away in my lightweight, manual, gray Chevy Spectrum that I liked to call â€Å"Junior.† While speeding along to Tom Petty’s, â€Å"You Wreck Me Baby,† I had not noticed the shower of mud flying from my cardboard-looking hub capped wheels. The thought crossed my mind to turn back, but the tires had already begun to spin hopelessly like a hamster’s wheel. I realized that turning back towards a possible cop was not an option. This road was not about to let me maneuver a three-point-turn-about either.

Abstract: Understanding the Impact of Childhood Sexual Abuse on Women’s Sexuality

Colangelo, J. J. , & Keefe-Cooperman, K. (2012). Understanding the Impact of Childhood Sexual Abuse on Women's Sexuality. Journal Of Mental Health Counseling, 34(1), 14-37. The purpose of this study was to show how childhood sexual abuse (CSA) victims often are faced with negative psychological and emotional consequences which have profound effects on their lives, as well as their sexuality. The intent of the authors was to show the occurrence of CSA among different women populations, and how it negatively affects them for the rest of their lives.The authors also discuss different suggestions for counselors dealing with these CSA victims, and how they must have a vast understanding of how these women compromise their sex lives because of the trauma. The authors state at the beginning of the article that â€Å"the relationship between child sexual abuse and adult sexual functioning is well-established. †(pg 14) So, the author’s intent with this article was to not only pr ovide additional information regarding CSA victims and how that negatively impacts their lives, but provide insight for counselors who are treating these women.The authors explain the different approaches that counselors must practice, and how these can help the CSA victims. The authors’ intentions were not to do a study, but to help people better understand the issue. Although they pulled different statistics from various articles and books explaining how CSA victims are negatively affected through their sexuality, they provided the readers with a specific example, a case study. The case study addresses the issue by giving an example of a girl named Marie.She was sexually abused as a young girl, but successfully received treatment and counseling, which helped her deal with her CSA issues. After a few years, she found her significant other. The problem was, though, she started experiencing â€Å"intense fear of intimacy, and distressing memories re-emerged. † (pg. 24) The authors go onto explain that the initial counseling did not successfully address the issue with intimacy because she was so young. So, they started a different approach which had three different phases for Marie and her fiance.Phase one was â€Å"Therapeutic Alliance† which focused on establishing rapport between the counselor and Marie, which involved different questions, stories, and advice. This would be the foundation for the entire process. Phase two was â€Å"Addressing CSA Trauma Symptoms† which dealt with all the side effects that Marie was experiencing. She initially had a lot of emotional distress and many different situations triggered the experience where she was sexually abused. The phase-oriented trauma-based approach emphasizes addressing the original sexual trauma as the genesis of maladaptive behavioral responses by working through it, helping women first to relive and revise the traumatic experience and then to acquire healthier coping strategies to replace those created to survive the traumatic experience. † (pg. 26) Phase three was â€Å"Individual Growth and Sexual Development† which centered around addressing different sexual concerns with the couple, but moving at their own pace.As said in the case study, Marie started bettering herself by focusing on her development as a person. Although she was always apprehensive when it came to sexual activity, her issues got better, and this helped the relationship with Bob. Treatment for the couple continued after they got married, which helped them in the long-run. There is a lot of documentation and support providing the huge impact that childhood sexual abuse has on each victim. The aim of this article was to give counselors insight on different treatments, and especially address the specific sexual problems that derive from CSA.The authors discuss treatment techniques and different exercises which help various types of clients that seek treatment. The authors go o nto explain that the counselors are the most vital part of the process, they create an environment where they can better themselves and move past the CSA. The authors of this article want the readers to understand the underlying issues and problems that many women face after they have been sexually abused as a child. Usually people recognize that women face sexual problems after they have been abused, but don’t really understand what they go through, or how to help.So, this can be used as a guide for counselors on CSA victims about who they are, how they react to their situations, and ways they can be successful in the future. By writing this article, the authors wanted to help mental health counselors approach the CSA victims in way where they could be better understood. I found this article persuasive in a sense that the authors make the readers really see what these women go through after they are sexually abused as a child. The authors used plenty of statistics, different references, and thorough information on the sexual disorders that derive from CSA and post-health for the victims.I believe the authors did an agreeable amount of research which persuaded the audience to feel for the victims and really a ppreciate the work that must be done so they can deal with their issues. One of the only issues I had was that the authors did not conduct an experiment of their own. I was hoping to see a survey that they had researched and developed, but their case study was more of the focal point of the article. I believe that if they would have done an actual research method themselves, rather than using statistics from elsewhere, there would have been a little more support for their argument.In my opinion, the article was very easy to understand and well written. Each section had its own title, different paragraphs, and organized accordingly. I like the fact that the researchers had a specific case study in which they presented in the article. I believe it he lped the readers understand the article better, and seeing a true example validated the information. By organizing it into different sections, it helped me understand the content better and made reading it easy. Also, this helped me want to read more.Once I read the introduction, I kept wanting to read further, and learn more. The authors did a good job at making me think about the subject matter and get me excited to learn about it. Lastly, the authors of the article did a decent job at tying in other literature and different research. Like I said earlier, they mainly pulled statistics and other information from books and journals, and this supported their claims. By using a third party for more information, this helped the audience understand the problems better.

Commercial Accounting Essay

Commercial accounting is an accurate account of business transactions, it can only be acquired if both cash and credit transactions are performed, recorded, and recognized in such a way that there can be no duplication and the transactions are recorded under commercial accounting. The system known as double entry book keeping or the commercial accounting system that records both aspects of transactions, also it records credit transactions in cash accounting the day of the receipt. The single entry in accounting for example: there is a sale, where the transaction is complete after the exchange of cash for goods. In commercial accounting the date in which the transaction was made needs to be recorded regardless to whether it was paid or it wasn’t. Generally Accepted Accounting Principles better known as (GAAP) is the collection of standards and practices that are required to be used by business’s to record and present the results of their financial activities and their re cords of what they owe, established by the Financial Accounting Standards Board (FASB). These accounting principles are standardized and used for the many private and publicly traded companies in America today. Every economic event within business must be associated with and recorded by a specific entity and business records must not include the personal assets or liabilities of the owner. If an idea holds no impact on a decision maker, investors, or creditors, then the relating (GAAP) principles do not have to be followed. (GAAP) requires the use of accrual basis accounting rather than cash basis accounting, this is imposed on businesses so that investors have a minimum level of consistency in the financial statements they use when analyzing businesses for investment purposes. The accrual basis of accounting over the cash basis of accounting in commercial accounting and generally accepted accounting principles (GAAP) is different depending on whether you run a large scale business or a small business. Cash basis is used mostly by small businesses where owners and creditors want a simple way to understand the financial statements and to understand whether there is a profit or loss in the business. Accrual basis is used by large businesses and when revenue is earned expenses are accrued. Cash basis gives you a clear picture of your cash flow, but does not give you a good idea of business in the long term because you are not recording income when it is actually earned. Accrual basis accounting accurately matches your income and expenses and if not managed carefully you could lose track of your actual cash flow, with accrual basis transaction statements they are recorded in which the events occur. You don’t have to wait until you see the money, or actually pay money out of your checking account, to record a transaction. References (Investopedia.com) (Wiley PLUS)

Canine Parvovirus

Canine Parvovirus Free Online Research Papers It is extremely important to make sure all puppies get proper immunizations for the Canine Parvovirus or Erythema infectionism. There is no specific treatment or cure for this virus. There is only supportive care. The virus can have deadly side effects and be extremely hard to destroy (Staff, 2008). â€Å"The Parvovirus is able to withstand a wide range of PH levels† (the Merck Veterinary Manual 9th Edition, 2005, p316). The Canine Parvovirus is very hard to destroy and can have very devastating effects. â€Å"The origin of the Parvovirus is unknown† (The Merck Veterinary Manual 9th Edition, 2005, p317). In the beginning there were two types of the Canine Parvovirus Myocarditis and Gastroenteritis. Myocarditis occurred in puppies still in the neonatal period. This type is almost never seen anymore because of immunizations. Gastroenteritis is the common type of Canine Parvovirus and usually effects dogs six to twenty weeks old. The Merck Veterinary Manual 9th Edition says, â€Å"Males are more likely to develop Gastroenteritis than females because of their tendency to roam† (p.317). In the 1980’s type CPV (Canine Parvovirus)-2a became popular, and then in 1986 CPV-2b replaced CPV-2a. Recently they have discovered new strands of the Parvovirus that are more difficult to test for. â€Å"Today CPV-2b has largely replaced the previous strands† (Doctors Foster and Smith, 1997-2009,  ¶ 2). The most recent strand discovered is CPV-2c, and they think there are more yet to be named. These new strands are more difficult to test for and are more resistant to vaccinations (Doctors Foster and Smith, 1997-2009). â€Å"The only effective disinfectants are bleach and products labeled specifically for killing the Parvovirus† (staff, 2008,  ¶11). It survives indoors for only about a month, but outdoors it can stay active for months depending on the conditions. According to the Mayo Clinic Staff, â€Å"the Parvovirus should be considered contagious in shady areas for seven months and areas with sunlight for five months, but if it is freezing the Parvovir us will not die† (Staff, 2008,  ¶ 3). Recovered dogs can spread the virus by being carriers. The virus can also be spread by feces of infected dogs. This â€Å"shedding occurs four days after infection and peaks when clinical signs appear† (The Merck Veterinary Manual 9th Edition, 2005, p317). The Merck Veterinary Manual 9th Edition says, â€Å"Rottweiler’s, American Pit Bull Terriers, Doberman Pinchers, and German Shepherds are at increased risk, while Toy Poodles and Cocker Spaniels seem to be at decreased risk† (The Merck Veterinary Manual 9th Edition, 2009, p316). Parvovirus can survive everywhere so it is considered â€Å"ubiquitous† (Staff, 2008,  ¶ 4). A dog usually gets the virus inside of the body through the mouth. The virus lives on all surfaces so when a dog licks themselves, or any object, they are exposed. Dogs also get the virus when they eat feces (Staff, 2008). When the Parvovirus enters the body it goes to the Lymph System and stays there multiplying for about three to four days. Then the virus begins to spread to the organs where it can multiply faster. From there it travels to the bone marrow. When the Parvovirus is in the bone marrow it attacks the immune system. This makes the body almost defenseless as the virus moves to the stomach (Staff, 2008). Once the Parvovirus is in the GI tract it begins to destroy the intestinal cells. It attacks the â€Å"Crypts of Lieberkuhn†, (Staff, 2005,  ¶ 10) which is where new cells for the intestines are created. When new cells cannot be created the villus begins to die. This causes major problems because the villus absorbs nutrients from food and water. This also destroys the lining of the stomach causing more problems. Diarrhea and nausea are major side effects of this destruction. Dehydration and the body becoming sepsis are the most common causes of death with the Parvovirus. The body can become septic when the lining of the stomach is destroyed and bacteria can enter the bloodstream (Staff, 2008). No test is completely foolproof so it is recommended that more than one test be used to test for the virus. When the Parvovirus attacks the immune system it destroys the white blood cells, this can be seen in blood tests. The most effective and most widely used test is the ELISA test. â€Å"The ELISA is short for Enzyme Linked Immuno Sorbant Assay. It is similar to a pregnancy test but uses a stool sample† (Staff, Diagnosis, 2005,  ¶ 2). There are different brands but they all are effective and take about fifteen minutes for the results; however, if a puppy has had a live vaccine in the past five to twelve days it can affect the test results (Staff, 2008). Veterinarians used to run an IgG or IgM titer to test for the virus. This is not common anymore because the IgG titer will be positive if the puppy has had a live vaccine recently. The IgM titer only shows true results if there is increased activity in puppies that have not been recently vaccinated. These tests are difficult to read and are very limited. (Staff, 2008) The most common form of treatment is giving fluids to help prevent dehydration. â€Å"Dogs are given oral electrolytes if dehydration is mild and there is no vomiting, but if dehydration is severe and vomiting exists electrolytes are given intravenously† (The Merck Veterinary Manual, 2005, p 320). It is only recommended to give antibiotics if â€Å"there is blood loss, fever, or loss of intestinal integrity† (p320). When antibiotics are used they are given in combinations to be more effective. The Merck Veterinary Manual 9th Edition says, â€Å"the most common antibiotics are Ampicillin or first or second generation Cephalosporin and Aminoglycosodine or Enrofloxacin (p320). Because there is such little treatment, the risk of exposure is great, and effects of the virus are so severe vaccinations are crucial (The Merck Veterinary Manual 9th Edition, 2005). References Doctors Foster and Smith. (1997-2009). Retrieved February 12, 2009, from Live Aquaria.com: peteducation.com/article.cfm?c=1556aid=467 (2005). The Merck Veterinary Manual 9th Edition. In The Merck Veterinary Manual 9th Edition (pp.319-324). Whitehouse Station, N.J.: Merck and Co., INC. Staff, M.C. (2008, November 15). Canine Parvovirus. Retrieved January 21, 2009, from http://mayoclinic.com/healthhdl-choleserol/CL00030:mayoclinic.com Research Papers on Canine ParvovirusSexually Transmitted DiseasesMRSA Staph BacteriaImpact of Breast CancerYear Round SchoolingGenetic EngineeringIs the Use of Psychotropic Drugs in the Treatment ofLove DivorceThe Legal ProcessCash or Card?Project Management 101

Flores Surname Meaning and Origin - About Genealogy

Flores Surname Meaning and Origin - About Genealogy The surname Flores has existed in Spain since the 12th century, but a common origin has not been found. It is believed to most likely derive from the given name Floro, meaning flower from the Latin flos. Flores is the 55th most popular surname in the United States and the 15th most common Hispanic surname. Surname Origin:  Spanish Alternate Surname Spellings:  FLOREZ, FROYLEZ, FROLAZ, FLORIZ, FLORAZ, FLOR, FLORAN, FLORIAN, FLORIO, FLORIS, FLORI Famous People With the Surname FLORES Pedro Flores - inventor of the yo-yoFrancisco  Flores  Perez - former president of El SalvadorJuan Josà © Flores  - first president of EquadorMarco Antonio Flores  - Guatemalan writer and poetJosà © Asuncià ³n Flores  - Paraguayan composerSalvador Flores -  Alamo defender; recruiter of volunteers in support of the Texas Revolution Where Do People With the FLORES Surname Live? The surname distribution data at  Forebears  ranks Flores as the 167th  most common surname in the world, identifying it as most prevalent in Mexico and with the highest density in Honduras. The Flores surname is actually the most common surname in the nation of Bolivia, and also ranks among the top ten last names in Peru (2nd), El Salvador (4th), Honduras (5th), and Guam (10th) and Mexico (10th). It is also common within Guatemala, Chile, Venezuela, Belize and Argentina.  Within Europe, Flores is most frequently found in Spain, according to  WorldNames PublicProfiler, especially the western provinces of  Badajoz and  Cceres. The Flores surname is also found throughout the United States, where it is most common in the states of California and New Mexico. Genealogy Resources for the Surname FLORES 100 Most Common Spanish SurnamesHave you ever wondered about your Spanish last name  Ã‚  and how it came to be? This article describes common Spanish naming patterns, and explores the meaning and origins of 100 common Spanish surnames. How to Research Hispanic HeritageLearn how to get started researching  your Hispanic ancestors, including the basics of family tree research and country specific organizations, genealogical records, and resources for Spain, Latin America, Mexico, Brazil, the Caribbean and other Spanish speaking countries. Flores Family Crest - Its Not What You ThinkContrary to what you may hear, there is no such thing as a Flores family crest or coat of arms for the Flores surname.  Coats of arms are granted to individuals, not families, and may rightfully be used only by the uninterrupted male line descendants of the person to whom the coat of arms was originally granted.   Flores Family Genealogy ForumSearch this popular genealogy forum for the Flores surname to find others who might be researching your ancestors, or post your own Flores query. FamilySearch - FLORES GenealogyAccess over 6.3 million free historical records and lineage-linked family trees posted for the Flores surname and its variations on this free genealogy website hosted by the Church of Jesus Christ of Latter-day Saints. FLORES Surname Family Mailing ListsThis free mailing list for researchers of the Flores surname and its variations includes subscription details and a searchable archives of past messages. DistantCousin.com - FLORES Genealogy Family HistoryExplore free databases and genealogy links for the last name FLORES. The Flores Genealogy and Family Tree PageBrowse family trees and links to genealogical and historical records for individuals with the last name Flores from the website of Genealogy Today. - References: Surname Meanings Origins Cottle, Basil.  Penguin Dictionary of Surnames. Baltimore, MD: Penguin Books, 1967. Dorward, David.  Scottish Surnames. Collins Celtic (Pocket edition), 1998. Fucilla, Joseph.  Our Italian Surnames. Genealogical Publishing Company, 2003. Hanks, Patrick and Flavia Hodges.  A Dictionary of Surnames. Oxford University Press, 1989. Hanks, Patrick.  Dictionary of American Family Names. Oxford University Press, 2003. Reaney, P.H.  A Dictionary of English Surnames. Oxford University Press, 1997. Smith, Elsdon C.  American Surnames. Genealogical Publishing Company, 1997.

A Small Scale Study on the Perspectives of Saudi Undergraduate Assignment

A Small Scale Study on the Perspectives of Saudi Undergraduate Students on the Use of Smartphones as a Motivational Learning Tool in Preparatory Year Language - Assignment Example he primary language of international trade, science and technology and since Saudi Arabia is the world’s largest oil producing country, English is perceived as an integral part of the human resource development agenda of the Saudi government (Alseweed, 2009). Given the Saudi government’s commitment to improving English language skills in Saudi Arabia as evidenced by 6 years of compulsory English at school and the unsatisfactory results, several studies have been conducted on identifying the reasons for the unsatisfactory acquisition of English language among Saudi students and how to best motivate Saudi students for improved results (Alsewee, 2009; Liton, 2012; Khan, 2011). Informed by adult learning theories, this research proposes to investigate the effectiveness and efficiency of smartphone use in preparatory year language learners in Saudi Arabia. Adult learning theories inform that adult learners are more complex than children learners and that as adults, experienc es together with fixed opinions and perceptions instruct that adults are more amenable to learning that takes account of their specific needs and interests (Hough, 1984). Barrs (2011) considered the learning needs and interests of young adult students and the advances in mobile technology and argued that smartphones in particular have a particular value as a language learning tool for young university students. For the most part, these students own and use smartphones regularly. Moreover, young university students also rely on a number of smartphone applications for sharing and processing information and have access to this information via smartphones on a continuous level. Therefore smartphones can be used to channel the interest, experience and technological needs of young adult students as a... This study will therefore contribute to adult learning theories and the exploration of the possibility of smartphone technologies as a means of enhancing Saudi Arabia preparatory year student’s acquisition of a second language. A qualitative case study will be conducted among male students in the preparatory year at a college in Saudi Arabia. A phenomenological approach will be taken in that students will be interviewed as a means of discovering their experiences with leaning English and their attitudes toward smartphones as a learning tool and how this correlates with their interest and learning needs. The aim of this proposed research is to determine the extent to which the use of smartphones is a viable learning tool for improving the language proficiency of preparatory year language students in Saudi Arabia. Since this research focuses on a specific programme in Saudi Arabia, it is a social phenomenon that is more appropriately investigated using a qualitative case study. Since this research is investigating an educational programme with a view to determining whether or not the use of smartphones can improve language proficiency and thus motivational learning, an illustrative case study will be conducive to achieving this research objective. The illustrative case study will allow for the collection of rich and detailed person-centred data, describing individual perspectives and feelings and thus informing whether or not smartphones are appropriate learning tools for young adult language learners in Saudi Arabia’s preparatory language programme.